Ability to Benefit

Ability-to-Benefit (ATB) test: new, transfer or continuing students who first attended an eligible Title IV institution after July 1, 2012, must have a high school diploma, an equivalent such as a GED, or must have completed secondary school in a homeschool setting to be eligible for Title IV funds. Such students can no longer become eligible by passing an approved ability-to-benefit (ATB) test or by satisfactorily completing a minimum of six eligible college credit hours.

Students who were enrolled in an eligible educational program of study before July 1, 2012, may be considered Title IV eligible if they meet one of the following ATB conditions:

  • pass an independently administered, Department of Education approved ATB test; or
  • complete at least six credit hours, or the equivalent coursework (225 clock hours), that are applicable toward a degree or certificate offered by the postsecondary institution.

Contact the Financial Aid Office for more information on establishing ATB eligibility if you do not have a high school diploma or its equivalent and you were enrolled in an eligible Title IV program prior to July 1, 2012.